Risan, Kotor, Risan, Kotor Municipality, Montenegro. - Hero Image
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Risan
Risan | Kotor Municipality

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Niko Lakovic
Niko Lakovic
Presented At
€750,000
Bedrooms
10
Bathrooms
7
Living
2,584
SQFT
Risan, Kotor, Risan, Kotor Municipality, Montenegro. - Photo 1
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Risan, Kotor, Risan, Kotor Municipality, Montenegro. , Risan , Kotor Municipality

Risan Stone House

Area of the house: 240 m2 Land area: 486 m2 Apartments: 7   Carefully renovated stone house in the heart of Risan, Kotor. The house has cca 240 m2 of living space and consists of 7 separate apartments, 6 in the main building and 1 in the auxiliary one. There is a possibility of combining and using the house as a single unit. On the ground floor, there is a two-bedroom apartment with a kitchen and a bathroom and a studio apartment with a kitchen and a bathroom. The two-bedroom apartment has a separate garden and backyard with beautifully landscaped greenery and space for relaxation and socializing. There are two apartments on the first and second floors each: one
  • and two
  • Teuta Residences are located at a distance of 400 m.

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Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Risan. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $75,000,000 20% down ($15,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,445
$6,445/day
Your home may appreciate while you sleep
$45,237/week $196,027/mo $2,352,327/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$41.3M
vs
OWN 📈 +$58.5M
$58.5M Potential Equity
vs $41.3M lost to rent over 10 years
$15.0M Down Payment Growth
3.9x
10yr
$58.5M
8.1x
20yr
$121.2M
12.6x
30yr
$189.4M
Wealth Comparison
×451
Equivalent to 451 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $189.4M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $88.3M +18%
Market $102.1M +36%
Optimistic $117.9M +57%
$58.5M est. equity
20 Years
Conservative $104.0M +39%
Market $139.1M +85%
Optimistic $185.2M +147%
$121.2M est. equity
30 Years
Conservative $122.5M +63%
Market $189.4M +153%
Optimistic $291.1M +288%
$189.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Risan, Kotor, Risan, Kotor Municipality, Montenegro features 10 bedrooms with 2,584 square feet of living space.
This property offers 2,584 square feet of living space.
This property is listed at $75,000,000, which equals $29025 per square foot.
Based on current market indicators, Risan shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Risan, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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